No Interest Loan Scheme NILS

Actively pursuing environmental and socially sustainable business practices, we go beyond traditional definitions of sustainability to make sure we are working and growing in an ethical and responsible way. As a certified B Corporation, we are focused on delivering value for all of our stakeholders, which includes the planet we all share. It’s about being able to provide a braver banking alternative and protecting our natural heritage long into the future. We offer a range of tailored home loans with 4 flexible options, perfectly suited to meet the needs of everyday Australians while providing a local customer service experience.

You can also speak with one of our specialists at a time that suits you, by sending us a message in the ANZ App, phoning our team, booking an appointment in a branch, Specialist Hub or Business Cash Hub, or meeting with a mobile lender. Check which branches have closed and learn how to continue banking with us. We regularly review our products, pricing and product features, and have made these changes to reflect current market conditions. Earn cashback from more than 2,000 popular retailers when you shop through Cashrewards.disclaimer Tap ‘For You’ in the ANZ App to see latest offers. For everyday or just those rainy days, a credit card may come in handy.

Are there bonuses for new players?

If approved, to be eligible for the 85,000 extra ANZ Reward Points and $50 credit back to your new ANZ Rewards Platinum card, you must meet the spend criteria within 3 months from the date of approval. The 85,000 extra ANZ Reward Points and the $50 credit will generally be credited to your credit card account within three months of meeting the spend criteria. The $50 credit will be applied to the purchases balance and does not constitute a payment under your contract with ANZ. The 60,000 bonus Velocity Points will generally be made available for redemption within 3 months of meeting the spend and eligibility criteria.

The fee information displayed on this page applies to new customers only. Each customer can nominate a maximum of one Savings Maximiser account (either single or joint) to receive the additional variable rate (where eligible). You can check and change your nominated Savings Maximiser account via online banking or the ING mobile app. If no nomination is made, the additional variable rate (where eligible) will be applied to an account nominated by ING at its sole discretion.

If you have a NAB Rewards Business Signature Card you can also invest back into your business with a range of rewards such as office supplies, training and employee recognition rewards for a job well done. Most everyday transactions on your NAB Rewards Platinum Card or NAB Rewards Signature Card earn points. Make life more rewarding with the freedom of NAB Rewards, and the added benefit of complimentary insurances.NAB Card Insurance Policy Information Booklet effective 1 July 2025 (PDF, 474KB) which may be amended from time to time. Low variable and fixed interest rates with split loan options. Make the process of buying a house or re-financing simpler with a straightforward, easy-to-understand home loan. Then save yourself the insurance run-around and money by keeping everything under one roof.

Commercial Loans

From birthday surprises to exclusive access areas of the casino. The ability to earn free parking, and receive offers and discounts to use at your leisure. There’s always more to discover and enjoy as a Member of The Star Club. Give us a call big red pokies for self-service phone banking 24 hours a day, 7 days a week. These changes can be a big adjustment for some so we’ve prepared branch fact sheets with more information to help you plan and learn more about other ways to bank. We’ll continue to have branches with teller deposit and withdrawal services available in key locations across Australia.

• Seeing a person’s growth and change since they affirmed has been remarkable and is the perfect story of how allowing people to be their authentic selves really does create a positive impact.
• These terms describe the purchases not eligible to earn points, which include gambling and cash advances.
• For ANZ Rewards Platinum, a total annual fee of $149 applies, which includes a $94 Annual Fee and a $55 Rewards Program Service Fee.
• Only dodgy ones would still be accepting Australian customers now.

To be eligible for the 40,000 extra ANZ Reward Points, you must keep your card for over 15 months from the date you activate your card. The 40,000 extra ANZ Reward Points will generally be credited to your credit card account within 3 months of you retaining the card for over 15 months from the date you activate your card. The Balance Transfer Fee (which is a Specific Fee on the credit card account) is 3% of the balance transferred and will be applied at the time the balance is transferred and forms part of the Promotional Plan balance. Applications for credit are subject to ANZ’s eligibility and credit approval criteria.

Velocity membership and Velocity Points earned and redeemed are subject to the Member Terms and Conditions, available at velocityfrequentflyer.com/member-support/terms-conditions as amended from time to time. Once ANZ Reward Points have been redeemed for Velocity Frequent Flyer Points, they are governed by the Velocity Frequent Flyer Program Terms and Conditions and cannot be reversed. ANZ holds no responsibility for flight availability, which may be limited, or any other redemption items available at velocityfrequentflyer.com. Flight availability is at the sole discretion of Virgin Australia and airline partners. A balance transfer could help you manage your card repayments. By transferring the outstanding balance of your other credit or store card accounts to an ANZ Credit Card Account and closing those other accounts, you only have to manage one card.

Whether you’re after Rewards Points or Qantas Points, or a low fee or low-rate card that simply gets the job done, compare our range to find the best credit card to suit your needs. Don’t have quite enough points for that trip or new phone? You can use Points Plus Pay to make purchases using a combination of points and any form of payment accepted by the Points Plus Pay provider. What’s more, if use your NAB Rewards card to pay the remainder, you’ll earn NAB Rewards points on that portion of the payment. Eligibility for additional points at Grocery stores is determined by a merchant’s Merchant Category Code (MCC).

The $100 credit will be applied to the purchases balance and does not constitute a payment under your Credit Card Contract with ANZ. Eligible purchases includes purchases made using your ANZ Credit Card Account but excludes specific purchases as set out in the ANZ Credit Card Conditions of Use (PDF). The $125 will generally be credited to your ANZ Credit Card Account within 3 months of meeting the spend criteria. The $125 credit will be applied to the purchases balance and does not constitute a payment under your Credit Card Contract with ANZ. You will not be eligible for $125 back if your ANZ Credit Card Account is cancelled, suspended, transferred, or you have breached the ANZ Credit Card Conditions of Use (PDF).